Benefits calculator for the unemployed: Do you know your benefits entitlements?

If you have lost your job, are unavailable for work due to reasons like caring for children or are simply unable to find work, you probably know there are various unemployment benefits you may be entitled to. But, do you know how much unemployment benefits you will receive, if any; and how long you will collect the benefits for?

A benefits calculator can help you calculate your benefits and make things a bit clearer, especially since the recent government benefit payments cap.

Benefits calculator for unemployed

The UK government provides citizens with benefits advice. You can get this advice for yourself, your family or for someone else. Part of the service is a free benefits calculator that helps you get an estimate of benefits you may be entitled to, such as jobseeker’s allowance and income support.

The calculator also helps you calculate tax credits you could get and informs you on how to claim certain benefits. To use the calculator, simply provide accurate answers to some basic questions it prompts, including your savings, earnings like from payslips, outgoings like childcare payments and mortgage, existing pensions and benefits and local housing allowance limit, if you rent a house from a private landlord.

You may answer questions anonymously, if you wish.

Benefits eligibility check

The unemployment benefits calculator provided by the government allows you to check if you are eligible to claim:

  • Attendance Allowance
  • Bereavement Allowance
  • Bereavement Payment
  • Carer’s Credit
  • Constant Attendance Allowance
  • Disability Living Allowance
  • Guardian’s Allowance
  • Incapacity Benefit
  • Industrial Injuries Disablement Benefit
  • Maternity Allowance
  • State Pension
  • Statutory Adoption Pay
  • Statutory Maternity Pay
  • Statutory Paternity Pay
  • Statutory Sick Pay
  • War Widow’s or Widower’s Pension, and
  • Widowed Parents Allowance

You can also get an estimate of how much benefit payments you might get and for how long, if you qualify for the following benefits:

  • Child Benefit
  • Working Tax Credit
  • Carer’s Allowance
  • Child Tax Credit
  • Employment and Support Allowance
  • Housing Benefit
  • Income Support
  • Jobseeker’s Allowance
  • Pension Credit

Try the government benefit calculator on Directgov at dwpe-services.direct.gov.uk/en/benefitcapcalculator .


There is still a stigma attached to claiming benefits in the UK. But, the Government’s efforts to rebrand benefits have helped increase the number of people claiming the benefits. The increase in people claiming benefits has in turn led to an increase in websites claiming they can figure out your unemployment benefits for you.

While some of these websites might be genuine, the only place you can get a definitive answer to your benefits entitlements using a benefits calculator is on the official Directgov website. Besides, it is not advisable to give your personal information to any third parties online.

Find out more about state benefits at gov.uk/browse/benefits/entitlement .

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